True Budget gives you a bank-grade dashboard to track every account, automate recurring transactions, hit savings goals, and finally understand your finances — all from one beautiful app.
🔒 Your data is encrypted and private • Cancel anytime • Works on any device
From sign-up to full control in under 5 minutes
Sign up in seconds. Choose a plan that fits your budget.
Set up your bank accounts, credit cards, and savings. Categorise your spending.
Track trends, hit goals, and make smarter decisions with real-time insights.
A complete financial command centre — powerful enough for professionals, simple enough for everyone
Manage every bank account, savings account, credit card, investment, and cash wallet in one place. Custom icons, colours, and balance history at a glance.
Beautiful donut charts, area graphs, and bar charts reveal exactly where your money goes — by category, time period, income vs expenses. Spot trends before they become problems.
Set up salary, rent, subscriptions, and bills once. True Budget auto-posts them on schedule — weekly, fortnightly, monthly, or yearly — so your records are always accurate.
Track your home loan payoff with a beautiful progress bar, monthly savings snapshots, offset account balances, and a payoff timeline chart. Record large bills, unexpected costs, and additional income with detailed notes for every month.
Instant alerts the moment a recurring transaction posts — no page refresh needed. Works on Android, iOS (Safari), and desktop browsers via Server-Sent Events.
AES-256 encryption, bcrypt password hashing, secure HTTP-only sessions, optional ATM PIN lock, and Active Directory / LDAP enterprise integration included.
Snap a photo or drag-and-drop a receipt onto any transaction. Build a complete digital paper trail — perfect for tax time, expense claims, or warranty records.
Export any account to CSV in one click. Print beautiful transaction reports. Generate annual income summaries from recurring transactions for your accountant.
Enter transactions in under 3 seconds with our iconic ATM-style keypad. Satisfying sound effects, instant category selection, and smart number formatting built in.
AUD, USD, EUR, GBP, JPY, and more. Switch currency anytime without losing data. Dark mode, light mode, or system default — your preference, always remembered.
Download our native Android app or install as a Progressive Web App on any device. Background notifications, offline access, and a home-screen icon — no app store needed.
Set monthly spending caps per category. Get alerted when you approach your limit. Turn vague intentions into hard financial rules that actually stick.
Take True Budget everywhere. Our native Android app gives you the full experience with background notifications, auto-updates, and instant access from your home screen.
Start free, upgrade when you're ready. No hidden fees, ever.
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Join thousands of smart budgeters who’ve taken control of their finances with True Budget
“I’ve tried every budgeting app out there — YNAB, Pocketbook, Mint. True Budget is the first one that actually stuck. The dashboard is gorgeous and the recurring transactions save me hours every month. Genuinely love it.”
“The spending-by-category charts finally showed me where all my money was going. I cut $840 in three months just by being more aware. Best subscription I pay for — it more than pays for itself every single month.”
“We use it for our whole family budget. The savings goals feature keeps the kids excited about saving for our holiday. The push notifications mean we never miss a payment. We saved $3,200 for Bali in just 6 months!”
“As a finance analyst I’m picky about tools. True Budget’s charts and export features are genuinely impressive. The Android app feels native, the LDAP integration was seamless, and the security setup gave our IT team confidence.”
“I’d been on spreadsheets for 12 years. My accountant kept telling me to get proper software. Setting up my fortnightly pay as a recurring income took 30 seconds. I wish I’d done this years ago. Setup took under 10 minutes.”
“I discovered I was spending $340/month on subscriptions I’d forgotten about. True Budget made every dollar visible. I cancelled 6 services in the first week. The app literally paid for a year upfront just from that one insight.”
“The receipt attachment feature is a game changer for my sole trader business. I snap a photo of every receipt right in the app. Tax time used to take me a whole weekend — this year it took two hours. Absolutely worth every cent.”
“Our whole team uses True Budget to track business accounts. The Active Directory integration means zero admin — staff can log in with their work credentials. The dashboard gives me a real-time snapshot every morning. Highly recommended.”
“Moved from the UK six months ago and needed to set up a completely new budget in AUD. True Budget handled the currency switch instantly. The ATM keypad makes adding transactions fun, which means I actually do it consistently. Really solid app.”
Don't want to download? True Budget also works as a web app on any device. Get push notifications, offline access, and a home screen icon — no app store needed.
Join thousands of Australians who’ve stopped guessing and started growing. Set up in under 5 minutes — no credit card, no commitment.
🔒 Bank-grade security • No credit card required • Cancel anytime • Made in Australia 🇦🇺